Overview
This project aimed to compare picture and satellite-based insurance with area and yield-based insurance, and assess effectiveness in increasing productivity, resilience and food security of smallholder farmers in Kenya
Weather hazards, such as erratic rainfall, cause significant hardship for smallholder farmers in Kenya. Climate change is expected to further exacerbate farmers’ vulnerability to extreme weather. The anticipation of possible losses discourages farmers from making productivity-enhancing investments, trapping them in low-risk yet low-return agriculture.
The focus of this project has been on promoting the adoption of productivity-enhancing yet resilient technologies through bundling with stress-tolerant seeds and remote advisories. Ground pictures taken by farmers are helping reduce monitoring costs, minimize basis risks and create synergies with climate-smart technologies.